Calculate Your Take-Home Pay
in Australia
Free, fast and accurate. Income tax, Medicare levy, superannuation, HECS/HELP - all based on official ATO rates for the 2025-2026 financial year.
See your daily, weekly, fortnightly & monthly take-home pay instantly. Built for salary earners, contractors and casual workers across Australia.
Salary Calculator
FY 2025-26| Daily | Weekly | Fortnightly | Monthly | Annually | |
|---|---|---|---|---|---|
| Pay | $NaN | $NaN | $NaN | $NaN | $0.00 |
| Gross Salary | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Income Tax | -$NaN | -$NaN | -$NaN | -$NaN | -$0.00 |
| Medicare Levy | -$NaN | -$NaN | -$NaN | -$NaN | -$0.00 |
| Superannuation in super account, after tax | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Taxable Income | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Base Salary | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Superannuation | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Super Guarantee (12%) | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| Tax taken from your super fund | [$0.00] | [$0.00] | [$0.00] | [$0.00] | [$0.00] |
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2025-2026 Australian Resident Tax Brackets
Why Use Our Calculator?
Latest ATO Tax Rates
Updated with 2025-2026 financial year rates including Stage 3 tax cuts and accurate PAYG withholding.
Medicare Levy Included
Automatically calculates the 2% Medicare levy with low-income thresholds and exemption options.
HECS/HELP Repayments
New 2025-26 marginal repayment system with $67,000 threshold. No more cliff-effect surprises.
12% Superannuation
Updated super guarantee rate of 12% from 1 July 2025. Option to include or exclude super from salary.
Built for Australians
Designed specifically for Australian residents with ATO-compliant tax brackets, offsets, and the latest financial year rules.
Instant & Private
All calculations run in your browser. No data sent anywhere — your salary stays completely private.
Frequently Asked Questions
Australia's Free Pay Calculator for 2025-2026
Our Australian pay calculator helps you understand exactly how much of your salary you take home after tax. Whether you earn $50,000 or $200,000, you can see your annual, monthly, fortnightly, weekly and daily take-home pay calculated using the official ATO PAYG withholding rates for the 2025-2026 financial year.
The calculator accounts for Australian income tax brackets (including the Stage 3 tax cuts), the 2% Medicare levy with low-income thresholds, the 12% superannuation guarantee from 1 July 2025, the Low Income Tax Offset (LITO) of up to $700, and HECS/HELP student loan repayments under the new marginal repayment system with the $67,000 threshold.
Contractors and casual workers can use the daily pay calculator to quickly see their after-tax earnings per day. Simply enter your annual gross salary, select "Daily" from the pay frequency dropdown, and get an instant breakdown. All calculations use the ATO's NAT 1004 Schedule 1 PAYG withholding coefficients — the same formulas your employer uses to calculate your payslip.
How is Australian income tax calculated?
Australia uses a progressive tax system where different portions of your income are taxed at different rates. For the 2025-2026 financial year, the first $18,200 is tax-free, income from $18,201 to $45,000 is taxed at 16%, $45,001 to $135,000 at 30%, $135,001 to $190,000 at 37%, and anything above $190,000 at 45%. On top of this, most residents pay a 2% Medicare levy.
What changed with the Stage 3 tax cuts?
The revised Stage 3 tax cuts, effective from 1 July 2024, reduced the second bracket from 19% to 16%, consolidated the middle brackets into a single 30% rate up to $135,000, and raised the 37% and 45% thresholds. These changes continue into 2025-2026, with a further reduction to 15% on the $18,201-$45,000 bracket legislated for 1 July 2026.
How much superannuation does my employer pay?
From 1 July 2025, the superannuation guarantee rate is 12% of your ordinary time earnings, paid by your employer into your super fund on top of your salary. The maximum super contribution base is $62,500 per quarter for 2025-2026. Some salary packages include super — use the "Salary includes super" toggle in our calculator to see the difference.